Girly Daily
  • Home
  • Celebrity
  • Fun
  • Gardening
  • Health
  • Hi Tech
  • Recipe
  • Renovation
  • Trade
  • Vehicle
  • Vogue
  • Write for us
Home  /  Lifestyle  /  Winter is coming: How to safely shop online?

Winter is coming: How to safely shop online?

Loretta Smith December 01, 2022 Lifestyle Leave a Comment

Winter is fast approaching, and you know what that means? Black Friday sales and lots of online Christmas shopping! We do more shopping online than ever, especially with giant corporations like Amazon, making everything so fast and convenient. But do you know how to stay safe while shopping online to ensure that your banking details stay secure? If you don’t, then don’t worry; we’re here to help you stay safe this winter season.

Choose Your Online Stores Carefully

While Amazon is incredibly convenient for buying everything in one place, sometimes they don’t have what you need, and you need to visit an independent retailer. However, not all online stores are legitimate, and some are just a front to steal your bank details. Always do thorough research before making a purchase at an unfamiliar online store, and look for things like page encryption and information about how they handle your personal data.

Use a Credit Card

Credit card payments, like Mastercard or Visa, are one of the safest ways to shop online. Almost all major credit card companies protect online purchases and will provide refunds if you don’t receive what you paid for. Also, using a credit card means your main bank account isn’t affected if your card details are stolen.

One of the great things about using credit cards like Mastercard is that they’re accepted by almost all Canadian businesses. It doesn’t matter if you’re grocery shopping, buying Christmas gifts for your friends, or ordering takeout; you can use your Mastercard. Canadians have even started to use Mastercard for other forms of entertainment, such as online casinos and sports betting, thanks to its convenience and security. If you’ve wanted to play at one of these sites but have wondered, “Do Canadian online casinos accept MasterCard?” you’ll be glad to know that almost all Canadian casinos are accepting Mastercard as a form of payment. When using a Mastercard to make their purchases, online shoppers can feel just that little bit safer.

Limit Your Personal Details

Another great way to ensure that you stay safe online is to limit the personal information you give to these sites. When completing your purchase, most online stores will ask for a range of details before you are prompted for your payment method. However, what these sites may not tell you is that not all of these fields are mandatory.

Look for boxes with an asterisk (*) next to them, as these are the ones that are mandatory for completing your purchase. If the box does not have one of these asterisks, you don’t need to give them that information, so it’s always best to be on the safe side and give them as little as possible.

Some online payment methods, such as e-wallets like PayPal and Skrill, will allow you to complete your purchase without having to make an account. By doing this, you drastically limit the information the online store has on you, making your details a lot safer.

Banking Methods Pros and Cons

In Canada, most online stores offer a range of banking methods to choose from. We’ve already covered how credit cards can keep you safe online, but what if you don’t have a credit card or prefer another method? To help you out, here’s a quick rundown of the pros and cons of the most common payment methods you can use in Canada.

Debit Cards

This payment method includes companies like Visa and Mastercard. When you make a purchase with a debit card, you’re not borrowing money to do so, unlike with a credit card.

Pros

  • Accepted at the majority of online stores.
  • No fees as long as you stay within your agreed overdraft.
  • Security measures such as two-factor authentication and encryption software.

Cons

  • Debit cards offer limited fraud protection, and you may be on the hook for some of the losses if your card is stolen.
  • You’re limited by the amount of money you have in your checking account.
  • Using a debit card doesn’t build your credit score.

E-Wallets

E-wallets include companies such as PayPal, Skrill, and MuchBetter. They’re digital wallets that can be independently funded or linked to an existing debit card or bank account.

Pros

  • Most online stores do not charge fees for using e-wallets.
  • Authentication is required to use your e-wallet, making them secure. They also offer other security measures, such as one-time passwords and encryption software.
  • E-wallets are accepted at the majority of Canadian online stores.

Cons

  • Some e-wallets cannot be linked to your bank account and must be topped up before use.
  • Withdrawals from e-wallets to your bank account are often slow.
  • You’re at risk of your account being frozen if you break the terms of service.

Cryptocurrency

Yes, some Canadian online stores are now accepting cryptocurrency! Crypto is a fully peer-to-peer payment network, with the most notable examples being Bitcoin and Ethereum.

Pros

  • Fully decentralized, meaning that it does not rely on a central authority to approve transactions.
  • Potential for anonymity, as personal details are not required when creating a crypto wallet.
  • Always accessible, there are no worries about your account being frozen.

Cons

  • The volatile nature of crypto means that prices change dramatically over time.
  • If you make an error when sending your cryptocurrency, you cannot retrieve it.
  • It’s not widely accepted at online stores in Canada compared to other payment methods.

No matter what online payment solution you want to use this winter, make sure to follow our helpful tips for staying safe online.

Previous Article
Next Article

About Author

Loretta Smith
Loretta Smith

Loretta is a master gardener, traveller, and home decor expert. She loves writing about relationships and travelling. Her unique perspective lets her share insider tips and tricks to make your home feel like your own. Loretta wants you to have the best possible home-life experience, no matter what style or size you're looking for. Follow Loretta on social media for tips, tricks, and inspiration on living well - without spending a fortune!

Related Posts

  • Best Luggage For Solo Travel

    5 Durable and Functional Best Luggage For Solo Travel

    January 19, 2023
  • How to Lose 40 Pounds in 2 Months

    How to Lose 40 Pounds in 2 Months

    January 19, 2023
  • 5 Things You Should Know Beforehand About Reconstructive Plastic Surgery

    December 23, 2022

Leave a Reply

Cancel reply

  • Popular
  • Recent
  • Selena Gomez
    Selena Gomez Net Worth, Career, Lifestyle and Bio November 29, 2021 Celebrity
  • baked talaba recipe
    Tasty Baked Talaba Recipe: How to Make It? November 30, 2021 Recipe
  • how to start a paleta business
    How to start a paleta business? December 4, 2021 Trade
  • How to hotwire a motorcycle
    How to hotwire a motorcycle? December 5, 2021 Vehicle
  • Best Luggage For Solo Travel
    5 Durable and Functional Best Luggage For Solo Travel January 19, 2023 Lifestyle, Travel
  • Insta360 One X2 vs GoPro MAX: A Comparison of 360-Degree Action Cameras January 19, 2023 Hi Tech, Travel
  • How to Lose 40 Pounds in 2 Months
    How to Lose 40 Pounds in 2 Months January 19, 2023 Health, Lifestyle
  • Guide to Choosing Tea Length Dresses For Cocktail Parties
    Step-by-Step Guide to Choosing Tea Length Dresses For Cocktail Parties January 13, 2023 Fashion

Recent Posts

  • Best Luggage For Solo Travel
    5 Durable and Functional Best Luggage For Solo Travel January 19, 2023
  • Insta360 One X2 vs GoPro MAX: A Comparison of 360-Degree Action Cameras January 19, 2023
  • How to Lose 40 Pounds in 2 Months
    How to Lose 40 Pounds in 2 Months January 19, 2023
  • Guide to Choosing Tea Length Dresses For Cocktail Parties
    Step-by-Step Guide to Choosing Tea Length Dresses For Cocktail Parties January 13, 2023

Categories

  • Auto
  • Beauty
  • Celebrity
  • Fashion
  • Fun
  • Gardening
  • Health
  • Hi Tech
  • Lifestyle
  • Recipe
  • Renovation
  • Trade
  • Travel
  • Vehicle
  • Vogue

Popular Posts

  • Selena Gomez
    Selena Gomez Net Worth, Career, Lifestyle and Bio November 29, 2021
  • baked talaba recipe
    Tasty Baked Talaba Recipe: How to Make It? November 30, 2021
  • how to start a paleta business
    How to start a paleta business? December 4, 2021
  • How to hotwire a motorcycle
    How to hotwire a motorcycle? December 5, 2021

Pages

  • Home
  • About Girly Daily
  • Privacy Policy
  • Contact Us
  • Sitemap
  • RSS
  • Write for us

Random Posts

  • how to use codes on roblox
    How to use codes on roblox? December 23, 2021
  • What Does Wtw Mean
    What Does Wtw Mean? May 6, 2022
  • baked talaba recipe
    Tasty Baked Talaba Recipe: How to Make It? November 30, 2021
  • how to tell if switch is charging
    How to tell if switch is charging? May 23, 2022

Tags

Among Us Backpack Idea baked talaba baked talaba recipe bar harbor activities bar harbour maine weather biography Christmas gifts cleaning mouse pad codes on roblox common pests and diseases of lemon trees CPU fan error asus dog dog Christmas gifts Florence Duomo Santa Maria del Fiore gifts in pokémon go GoPro high rise invasion high rise invasion season 2 hotwire How many watts does a treadmill use? how much fertilizer to use on a lemon tree how to clean mousepad How to factory reset a Cobra DVR How to play how to shave your boyfriend's face how to start how to wash mousepad net worth paleta business pokémon go rainy bar recipes Resetting your Cobra DVR password Selena Gomez send gifts shaved his mustache some tips for conserving energy on a treadmill The Grand Canal in Venice things to do in acadia things to do in bar harbor maine What are some historical facts about Italy? What is Italy Famous for? when and how to prune a lemon tree Why is italy popular
Theme by ThemesPie | Proudly Powered by WordPress
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
Cookie SettingsAccept All
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
CookieDurationDescription
cookielawinfo-checkbox-analytics11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional11 monthsThe cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance11 monthsThis cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy11 monthsThe cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytics
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
Others
Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
SAVE & ACCEPT